Similar direct deposit settings can produce very different results.

Viewpoint strongly recommends that you carefully consider the settings for the Deposit Sequence, Calculation Method, and Rate or Amount fields. Any amount remaining after all direct deposits are made is paid in a check. To prevent creating a check for a remaining amount, set the last bank account in the direct deposit sequence to have a calculation method of Balance of Net Pay. Set the deposit sequence when using direct deposit with multiple accounts to ensure that direct deposit amounts are calculated as intended.

Example 1) Direct deposit to a single account

Alan wants his entire net pay deposited into a single account. Enter values in the direct deposit fields as follows:

If Alan has a net pay amount of $1000, $1000 will be deposited into his account.

Viewpoint recommends that you use Balance of Net Pay in this situation to ensure that the entire net pay is deposited and a check is not printed.

Example 2) Fixed amount direct deposit to a single account and the remainder paid in a check

Barb wants her net pay divided, so that $300 is deposited into a single account and the remainder is paid in a check. Enter values in the direct deposit fields as follows:

If Barb has a net pay amount of $1250, $300 will be deposited into her account and she will get a check for $950.

Example 3) Direct deposit to a single account with a fixed amount check

Carl wants his net pay divided, so that he receives a check for $300 and the remainder is deposited into a single account. Enter values in the direct deposit fields as follows:

Minimum Check Amount: 300

If Carl has a net pay amount of $1250, he will get a check for $300 and $950 will be deposited into his account.

Example 4) Direct deposit to multiple accounts

Dawn wants her net pay divided between a checking account and a savings account. She wants a third of her net pay deposited in her savings account and the remaining two-thirds deposited in her checking account. Enter values in the direct deposit fields as follows:

If Dawn has a net pay amount of $1250, $416.63 will be deposited into her savings account and $833.37 will be deposited into her checking account.

While you could have selected Percentage of Net Pay for the checking account and entered 66.67 as the rate, it is possible that when ProContractor calculates the direct deposit amounts, there could be a few cents of net pay remaining that would need to be paid in a check. For this reason, Viewpoint strongly recommends that you select Balance of Net Pay for the calculation method of the last account in the sequence, as shown in the table above.

It is also important to specify the deposit sequence when there are multiple direct deposit accounts. If you didn't specify the sequence in the example above, ProContractor could deposit the entire net pay into Dawn's checking account.

Example 5) Fixed amount direct deposit to multiple accounts with remainder paid in a check

Eric wants his net pay divided between a checking account, a savings account, and a check. He wants $500 deposited in his checking account, $200 deposited in his savings account, and the remaining amount paid in a check. Suppose you enter values in the direct deposit fields as follows:

With these settings, if Eric has a net pay amount of $1000, $200 will be deposited into his savings account, $500 will be deposited into his checking account, and he will get a check for $300. However, if Eric has a net pay amount of $500, $200 will be deposited into his savings account, $300 will be deposited into his checking account, and no check will be generated.

On the other hand, suppose you change the deposit sequence as follows:

With these settings, if Eric has a net pay amount of $1000, the results are the same as above. However, if Eric has a net pay amount of $500, $500 will be deposited into his checking account, nothing will be deposited into his savings account, and no check will be generated.